Financial Strategies

Our passion to look at things from a holistic point of view to ensure that your business and you continue to have a bright future.

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Aged care Finance

This sector of the healthcare industry has a great future especially in light of the investment required over the next decade to cope with the ageing population. We will be there to support your acquisition or growth plans.

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Pharmacy Finance

You need a Finance expert on your side to support you over the next few years especially in light of the regulatory changes that are taking place in the industry. Our depth of knowledge in the industry will ensure that we get you an outcome that works for all stakeholders.

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Medical, Dental and Vet Financing

We know you are time poor. Our offer ensures that we make it easy for you to concentrate on your business and continue to generate income while we look after your finance needs.

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Hospital and Day Surgery Finance

Having been involved in number of these projects over the years, we understand the needs of hospitals and day surgeries especially how to structure your finance needs.

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About Healthcare Capital Management

Healthcare Capital Management provides holistic finance solutions to the Healthcare industry. We can assist you at any stage of your personal or business life cycle. Whether starting up a new business or expanding your existing business we can help. We pride ourselves for the business acumen and the integrity of our dealings. Healthcare professional looking for help with their personal finances and wealth creation will benefit from our wealth of experience. More Info


The undersigned has been professionally acquainted with Mr Manoj Miranda for approximately 6 years. During this time Mr Miranda has been in two senior management roles within the health care sector of the banking and finance industry with two of Australia’s top 4 leading banking institutions.

The undersigned has found that Mr Miranda understands the banking and finance needs of Healthcare Professionals and is happy to assist them with efficient, reliable, expedient and useful solutions to assist their business and personal finance needs as and when required.

Mr. Miranda has attended our business with his team for the purpose of introduction, assisting with understanding our ongoing commercial finance needs and delivering a tailor made solution to meet those needs on time, every time.

It is noteworthy that when Mr Miranda moved from one financial institution to another, the undersigned was happy to move business banking and follow Mr Miranda into Mr. Miranda’s new portfolio. This decision was a corporate decision based on Mr Miranda’s professional integrity and commitment to provide ongoing solutions for our business needs.

Mr. Miranda has strong insight into the financial needs and requirements of healthcare businesses. He has provided unbiased, unparalleled, and insightful business advice regarding trade sales, equity decisions, mergers and acquisitions and business restructuring to our business, within the scope of this professional capacity. His opinion is highly respected, sought and valued. The undersigned is honoured to be providing Mr Miranda with a professional reference for health-related finance needs for healthcare professionals.

Dr I Khan
Director of Medical Services
Phone: 1300 375 426 (1300 DRKHAN)
Fax: +612 97241432
Mail: PO Box 29 Manahan. NSW. 2200
Clinic: 42 Hill Street, Cabramatta. NSW. 2166

I have known Manoj Miranda for more than 6 years now.

I first met Manoj as a banker for Dental Corp Limited where I was a director during that time I found Manoj to be more than a banker he was an active participant with the company giving advise on all banking matters. He was also one of the key players in arranging a Syndicated loan with a number of Australian banks . The Debt facility was $170 Million.

Since my time at Dental Corp and beyond Manoj has remained my banker in a business capacity and also personably. He has arranged personal Mortgage finance for me as well as a number of loans for business including leases.

In addition to the above Manoj was also instrumental in working with me on a deal to buy a distribution company in Melbourne. He was key in his advise as to both how to fund the transaction and how we could structure a debt equity deal with the bank. His knowledge of both finance and credit was impeccable in this situation.

I have also introduced Manoj to a number of other deals some which where complex in most cases he was able to steer the clients in the right direction to succeed with their debt finance.

Having said the above Manoj has shown me that he is prepared to give the facts straight if there is no deal then he will state that clearly and if there is a deal his experience and knowledge can direct in the best way to move forward. He is experienced a straight shooter and has good business knowledge and ethics.


I was referred to Manoj in 2013 by a senior banking officer on a deal that the banks had trouble supporting. Manoj was able to structure the facility and we were successful in completing the transaction.

I have found Manoj's knowledge, understanding and insight into business and bank outstanding. His ability far surpasses everyone I have met in banking and business.

This ability with his calmness, confidence and his warm, generous nature made this process and establishing other facilities seamless.

Manoj is an absolute pleasure to work with and he is the epitome of concept of being my business banking partner in my businesses.

Martin Cominotto
Past owner: Martin's Chemist, St Marys
Director: Seating Matters Australia (

Having worked with Manoj for a number of transactions, I highly recommend his services.

Manoj instantly understood my business and what we wanted to do. His experience and understanding made communicating our aims and putting together our banking facilities simple and painless. Manoj can see the big picture and then finds the most efficient way to achieve the outcome.

We were able to get on with running our business with complete confidence that Manoj was looking after our best interests and getting things done. His ability to problem solve and push through any delays was remarkable.

Manoj is hard working and a pleasure to deal with.

Director, Practicare